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What to do when broke

What to do when broke?

Jay Gregorio
Jay Gregorio

Mahirap ang walang pera. Lalo na ngayon na we are experiencing one of the biggest global crises in human history.

It can be scary but don’t fear, because you can change your current financial situation if you choose to.

Maraming mayayaman ang nanggaling na sa pinagdadaanan mo ngayon ngunit nakabangon sila sa kanilang kahirapan at umasenso. Most of them are now multi-millionaires. So, if they can do it, you can too.

All you need to have is faith.

Remember, you may be broke but you are not broken. You have the ability to change your life. Here are a few things you can do to bounce back and start building your fortune.

Change your mindset about money.

You have to accept the fact that your current mindset is the reason why you are broke. Walang ibang may kasalanan sa pinagdadaanan mo ngayon kung hindi ikaw. Kung ano man ang mga tumatakbo sa isip mo, iyon ang nagdala sa iyo sa kahirapan. Nobody is responsible of your life but you. So as soon as you drop the “victim mentality”, the faster you can move forward.

Paano mo babaguhin ang money mindset mo? Learn from successful people. Find out how they think and how they do things. Kung wala kang kakilala na successful na tao, pwede kang magbasa ng libro o mag-research sa internet. Here are some useful books that I recommend:

7 Habits of Highly Effective People
Rich Dad, Poor Dad
Think and Grow Rich
Secrets of a Millionaire’s Mind

Find a steady source of income.

Walang pera? Maghanap ng trabaho! That is a consistent source of income. Siguradong may papasok na pera tuwing kinsenas at katapusan. Kung ikaw ay may trabaho na pero laging nagkukulang pa din ang sweldo mo kahit na valedictorian ka na sa pagtitipid, humanap ka ng ‘raket’ para magkaroon ka ng extra income. If you do this without breaking your discipline in saving, you will be out of the rat race in no time.

Be a good money manager.

Sabi nga ng mga mayayaman, “It is not how much you make, but how much you keep”. Marami kasing ang lalakas kumita pero mga walang ipon. And mayroon din naman na hindi gaanon kalaki ang kinikita pero malaki na ang ipon. It all boils down to how you manage your money. Just make sure to always live within your means.

Ito ang mga bagay na kailangan mong gawin para baguhin ang iyong current financial status. But remember, iba-iba ang tao so results may vary.

The important is to do what works for you. The goal is to take control of your life and avoid being broke.

For more helpful and inspirational topics, visit my other social media accounts.

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